Perfect for:

Speedy stock purchases: By boosting their cash reserves, businesses are better positioned to seize timely opportunities to purchase stock, such as an unexpected surge in consumer demand.

Similarly, it’s a good option for those who want to bulk purchase from a supplier holding a sale or offering discounts on large orders. Businesses that experience cash flow gaps due to seasonal fluctuations.

Urgent VAT or tax bills: Many small businesses spend money they’ve set aside for bills on other expenses due to a lack of available capital. Although VAT bills typically call for a sizeable payment each quarter, many SMEs prefer to pay monthly as it provides more stability to cash flow. Likewise, with corporation tax, this large annual payment can be spread across monthly payments with the help of the loan.

To bridge the gap in payment terms: For businesses with clients operating under long payment terms of 90+ days, the Bridge loan can provide breathing space during this time between supplying a product or service and receiving payment.

Once an outstanding payment is settled, our built-in flexibility means you can choose to repay your loan early with no extra charge. Or you can utilize the remaining funds for the full term, helping you build the momentum to take on larger projects.